Sixteen percent of employers have wellness programs, but many do not offer obesity treatment coverage
November 4, 2015
Mollie Turner, The Obesity Society: firstname.lastname@example.org
LOS ANGELES, CA: In one of the largest studies ever conducted to better understand insurance coverage of obesity treatments, researchers found that three out of four consumers report that they are not covered for necessary, evidence-based obesity treatment services, including access to a registered dietician (72% not covered), medical weight management (77% not covered), bariatric surgery (76% not covered) or FDA-approved obesity drugs (84% not covered). The findings will be presented during an oral presentation on Wednesday, Nov. 4, at The Obesity Society (TOS) Annual Meeting at ObesityWeekSM 2015 in Los Angeles, CA.
“Our findings suggest that nearly 60 million adult Americans with obesity do not have access to science-based treatments for this chronic disease,” said TOS member Theodore Kyle, RPh, MBA, of ConscienHealth, who led the research. “There is a clear gap in treatment; without access to obesity care by experienced medical professionals, too many Americans are being left with nowhere to turn.”
Obesity is a chronic disease that puts individuals at risk for more than 30 other health conditions, including Type 2 diabetes, heart disease and numerous cancers. It costs the American healthcare system more than $200 billion annually[i], and per person healthcare spending for adults with obesity is 56% higher than for normal weight adults.[ii] Patients affected by obesity incur 46% increased inpatient costs, 27% more physician visits and outpatient costs, and 80% increased spending on prescription drugs.[iii] A recent study of Medicare beneficiaries noted that patients with obesity were more likely than normal weight patients to have five or more office/clinic visits and visits to a personal physician.[iv]
Researchers conducted the study among 9,388 anonymous, voluntary survey respondents in February 2015. All respondents answered questions about medical services covered by their health insurers, and employed respondents answered questions about employer wellness programs with financial incentives based on weight or BMI. Descriptive statistics were calculated and analyzed to identify significant patterns.
Researchers found that 16% of employees say their employers have wellness programs focused on BMI and they offer incentives and/or penalties based on participation. However, even when employers are working to support employees’ health by asking them to reduce BMI through these wellness programs, the employer-based health insurance often excludes obesity treatment coverage.
“Employers, many of whom may be acting in good faith, are essentially telling their workers to reduce BMI for health, while at the same time denying access to the evidence-based care that is one of the most effective ways to help them reach weight-loss goals,” continued Kyle.
In a position statement, TOS recommends all wellness programs include coverage for “responsible weight loss programs that use evidence-based interventions” and “a supportive workplace environment that provides opportunities for employees to be healthy and practice long-term healthy behaviors.”
“We have long advocated for insurance coverage of obesity treatments, among all health plans,” said Emily Dhurandhar, PhD, TOS Advocacy Chair. “We’re hopeful that this new research will shed more light on the lack of access to evidence-based obesity care by health plans, including those offered by employers with wellness incentive programs.”
TOS and its partners advocate for action by federal and state governments to expand public programs to cover these treatments, including Medicare, Medicaid and essential health benefit plans under the Affordable Care Act (ACA).
“Under the ACA, proven obesity treatments and bariatric surgery are often not defined as an essential health benefit, which means coverage by state plans varies greatly,” said Kyle.
Current efforts by TOS and its partners to improve treatment coverage include:
- Treat and Reduce Obesity Act – Legislation that will provide Medicare recipients and their health care providers with meaningful tools to treat and reduce obesity by improving access to obesity screening and counseling services, and new prescription drugs for chronic weight management.
- Access to Care Campaign – An advocacy effort by TOS to achieve coverage of the full spectrum of evidence-based, medically necessary obesity treatments within every state health exchange plan across the country.
- Treat Obesity Seriously – A campaign by TOS to improve the treatment of obesity as a disease, and educate policymakers and healthcare practitioners on how to treat it seriously. Sign the pledge and show your support.
- National Obesity Care Week – TOS is a proud founder of this first-ever awareness week, Nov. 1-7, 2015, which seeks to ignite a national movement to ensure anyone affected by obesity receives respectful and comprehensive care.
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Download the slide from Ted's presentation here.
This press release can be published in full or in part with attribution to The Obesity Society.
Theodore Kyle, RPh, MBA, ConscienHealth
Consumers Report That Health Insurance Does Not Often Cover Obesity Treatment, Even When Wellness Programs Target BMI
Under the Affordable Care Act, obesity treatment and bariatric surgery is often not defined as an essential health benefit. Wellness programs with substantial financial incentives based upon biometric outcomes such as BMI are permitted and reportedly being adopted by employers with increasing frequency. The present study measured consumer perceptions of coverage for obesity treatment by their health insurance and the prevalence of wellness programs with financial incentives based on weight or BMI.
A total of 9,388 respondents completed anonymous, voluntary online surveys in February 2015. Respondents answered questions about medical services covered by their health insurance. Employed respondents answered questions about employer wellness programs with financial incentives based on weight or BMI. Descriptive statistics were calculated and analyzed to identify significant patterns.
Most respondents reported having health insurance that would pay for hospitalization (70%), a doctor's visit (65%), or prescription blood pressure medication (57%). Only 15-20% reported not having coverage; the remainder were unsure. Reports of coverage for a registered dietitian (RD, 28%), medical weight management (23%), bariatric surgery (26%), or obesity drugs (24%) were significantly less frequent. Among employed respondents, 16% reported that their employer had a wellness program with incentives or penalties based on their weight or BMI. Respondents with such wellness programs reported more coverage for obesity treatment: 60% reported coverage for an RD, 53% for medical weight management, 32% for bariatric surgery, and 30% for obesity drugs.
Consumers most often report not having health insurance that will cover obesity treatment. Even when employers target BMI in wellness programs, as they increasingly do, health insurance often excludes obesity treatment.
Kyle T. ConscienHealth. Oral abstract presentation at: The Obesity Society Annual Meeting at ObesityWeekSM 2015; November 2-6, 2015; Los Angeles, CA. www.obesityweek.com.
About The Obesity Society
The Obesity Society (TOS) is the leading professional society dedicated to better understanding, preventing and treating obesity. Through research, education and advocacy, TOS is committed to improving the lives of those affected by the disease. For more information visit: www.Obesity.org. Connect with us on social media: Facebook, Twitter and LinkedIn. Find TOS disclosures here.
About ObesityWeek 2015
ObesityWeek is the premier, international event focused on the basic science, clinical application, prevention and treatment of obesity. TOS and the American Society for Metabolic and Bariatric Surgery (ASMBS) host the world’s pre-eminent conference on obesity, ObesityWeek 2015, Nov. 2-6, at the Los Angeles Convention Center in Los Angeles, California. For the third year, both organizations hold their respective annual scientific meetings under one roof to unveil exciting new research, discuss emerging treatment and prevention options, and network and present. Connect and share with ObesityWeek on Twitter and Facebook, or by using #OW2015.
[i] Cawley J. Meyerhoefer C. The medical care costs of obesity: and instrumental variables approach. Journal of Health Economics. 31:219—230. 2012.
[ii] EA Finkelstein et al. Annual medical spending attributable to obesity: payer-and service-specific estimates. Health Affairs. 2009, 28(5):w822-31.
[iv] Malinoff RL, Elliott MN, Giordano LA, Grace SC, and Burroughs JN. Obesity Utilization and Health-Related Quality of Life in Medicare Enrollees. J Ambulatory Care Manage, Vol. 36, No. 1, pp. 61–71